If you've been paying any attention to financial and economic news lately, you'll know that the housing market has recently taken one of the hardest hits in recent history. Lenders that were all too willing to provide loans that were beyond the means of the borrowers were suddenly exposed for their greedy ways, and a number of financial reforms were put in place to make sure that lending practices were more responsible from now on. Although the market still hasn't fully recovered, it's still possible to find good deals on home loans right now. Here are some tips about getting affordable mortgage rates for first time home buyers.
Unless you're independently wealthy with an overwhelming amount of liquid assets, it's highly unlikely that you'll be able to
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